$15-$19/hr, Bonus, Computer Provided – Work from Home Collections Reps – Hiring in 21 States

WORK FROM HOME COLLECTIONS Representatives - Computer Provided, Benefits, College Not Required, Hiring in 21 States - AL, AZ, AR, ID, IA, KS, KY, LA, MN, MI, MO, MT, NV, NM, OK, OR, SD, TN, TX, UT, WI; $15-19/hr, plus bonuses

by Chris Durst       May 8, 2023

PSCU is the largest credit union in the United States. The company has posted openings for work from home Collections Reps.

Update – It looks like the company has received all the applications it needed and has deleted the listing. Good luck to everyone who applied! For more jobs like these, see our Daily Jobs & Gigs page.


In this role, you will make outbound collections calls and handle inbound collection calls for past due accounts.

Pay is listed as a base of $15-$19 per hour ( $1.25 to $1.75 /hour more for weekend hours) and is eligible for an annual bonus of up to 6% of total annual income.

The company is offering a very comprehensive benefits package that includes medical, dental, vision, life insurance, 401k, pet insurance, adoption assistance, and more.

PSCU provides equipment for their remote workers.

This position is open to applicants residing in the following states only: Alabama, Arizona, Arkansas, Idaho, Iowa, Kansas, Kentucky, Louisiana, Minnesota, Mississippi, Missouri, Montana, Nevada, New Mexico, Oklahoma, Oregon, South Dakota, Tennessee, Texas, Utah, and Wisconsin.

Here’s what the company has posted about this opportunity:

Join Forbes 2023 List of Best Mid Sized Employers and Gallup’s Exceptional Workplaces!

1st Party Customer Service Orientated Collections Rep Role

  • 4 vacancies starting Tuesday, June 20
  • Paid 4-6 week Instructor led Virtual Training
  • Hourly Pay is based on relevant experience $15 to $19 an hour plus yearly performance based bonus potential up to 6% of total annual income.
  • Qualified Bilingual Spanish speaking reps earn an added $1 per hour in language differential
  • This position is open to applicants residing in the following states only; Alabama, Arizona, Arkansas, Idaho, Iowa, Kansas, Kentucky, Louisiana, Minnesota, Mississippi, Missouri, Montana, Nevada, New Mexico, Oklahoma, Oregon, South Dakota, Tennessee, Texas, Utah, Wisconsin

Earn a shift differential for working outside traditional work hours.

Any hours worked between 7pm to 7am you will earn you an added $1.25/hour + base pay. Any hours worked on Sat-Sun will earn you a minimum of $1.25 to $1.75 /hour + base pay per hour.

Virtual Training is 4-6 weeks in duration starting Tuesday, 6/20/2023.

Training Hours are between Mon- Fri 9 am-6 pm Central Time

Routine work shift (after training): All new hires will need to routinely work the following shift and adjust to Central Time Zone hours as listed below

  • Mon, Tues, Wed and Thurs: 10:30 am to 8 pm Central Time
  • Friday: 10:30 am to 2:30 pm Central Time
  • Saturday: All new hires must work the Saturday preceding the last business day of each month: 10:30 am to 2:30 pm (previous Friday would be off)

Basic Function

The Collections Rep I is responsible for making outbound collection calls and handling inbound collection calls on accounts past due up to 60 days in a first party environment for PSCU Clients. This position partners directly with Client’s borrowers to review, assess and resolve delinquent credit card and consumer loan accounts.

Essential Functions & Responsibilities

  • Contacts Client’s past due borrowers through outbound calling campaigns using dialing technology or manual dialing tools to effectively resolve accounts up to 60 days past due.
  • Maintain accurate documentation of collection efforts and reasons for delinquency and makes acceptable arrangements to resolve past due loans.
  • Follow department calling scripts and procedures created for the relevant delinquency queue and Client specific requirements. Update borrower address, phone numbers, and other contact information.
  • Adhere to all federal, state, local and internal laws, regulations, and policies in connection with the first party collection of past due loans and credit cards.
  • Participate in web-based and instructor led training sessions to assure that appropriate collections calling techniques are developed to respond to new and challenging calling situations.
  • Perform other duties as assigned

Physical Demands

  • While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear
  • Specific vision abilities required by this job include close vision
  • Ability to occasionally lift/move up to 25 pounds
  • Individuals with a disability who are otherwise able to perform the essential functions of the job may request a reasonable accommodation through the Human Resources department.

Position Specifications

  • High school education or GED equivalent
  • One year customer service experience preferred; preferably in collections. One year work experience with multitasking within multiple technologies preferred.
  • Six months work experience with problem solving and critical thinking skills. Knowledge and working experience in a call center environment preferred.

Knowledge, Skills, & Abilities

  • Demonstrate behaviors based on PSCU values: Excellence, Innovation, Leadership, Passion and Trust
  • Ability to communicate effectively in both verbal and written formats and give presentations utilizing various audiovisual support aids
  • Ability to manage multiple projects, work in fast-paced environment, and meet deadlines
  • Demonstrated excellent analytical and quantitative skills
  • Ability to exercise discretion and good judgment in making decisions
  • Proficiency in word processing and spreadsheet computer software applications
  • Ability to maintain confidentiality of materials handled
  • Ability to be flexible and work under high pressure in a complex environment

Remote Employees

We have the expectation that you will create a designated workspace in a quiet, private area, preferably with a door that can be shut, within your home to limit distractions and background noise. Similar to working in the office, we ask that you make arrangements for childcare and eldercare and properly manage arrangements for pets during your working hours.

All WFH hires must have the following in place prior to their first day:

  • Having high speed internet with high-speed Internet access of 50 MBPS Download and maintaining your connection is a condition of employment. If multiple users or devices are connected to the internet, it may affect internet speed and your connection.
  • Your computer will need to be connected directly into your modem via an Ethernet cord. PSCU can supply a standard-length Ethernet cord.
  • Access to a smart device (phone or tablet) with OS version 6.0 or greater or for Apple device IOS version 11.0 or greater. (device cannot be rooted or jail broken)
  • Even though we are at home, we are still operating in a professional environment. You are responsible for anything heard or seen while you are remotely working
  • The ability to meet performance expectations in a work from home setting

Pay Equity

PSCU is committed to pay equity and a competitive benefits package. The hiring amount for this position based on relevant experience and internal equity; the pay range is:
$31,200.00 to $42,700.00

*Note: The amount shown is based on full time annual salary and would be prorated based on role.

In addition this position is eligible for an incentive plan, based on performance.


At PSCU, everything we do recognizes the fact that our employees are our most important asset. That’s why we are committed to a work/life integration that goes above and beyond to ensure that you have quality time at home with your family and/or to pursue outside interests and aspirations. We back this up with generous PTO, the opportunity to work remotely, flexible scheduling, and a management team that understands how to adjust when the unexpected curveballs of life happen.

Check out the comprehensive benefits PSCU has to offer that further solidifies our reputation as a company that just “gets it” when it comes to balancing life’s planned and unplanned events while equipping you with all the tools for growth.

PSCU offers:

  • Beautiful, state-of-the-art campus
  • Endless opportunities for advancement
  • Competitive wages
  • Generous paid time off and paid holidays
  • Our benefits package includes:
  • Medical with telemedicine, no-cost diabetes supply program, and expert medical opinion services
  • Dental and Vision
  • Basic and Optional Life Insurance
  • Company Paid Disability Insurance
  • 401k (with employer match)
  • Health Savings Accounts (HSA) with company provided contributions
  • Flexible Spending Accounts (FSA)
  • Supplemental Insurance
  • Legal Plan
  • Pet Insurance
  • Adoption Assistance Plan
  • Mental Health and Well-being: Employee Assistance Program (EAP)
  • Mental health and Well-being: Virtual mental health support and resources
  • Tuition Reimbursement
  • Wellness program
  • Back-up child care program

Benefits are subject to generally applicable eligibility, waiting period, contribution, and other requirements and conditions.”

CLICK HERE for full details and to apply. For more job options, see our Daily Jobs & Gigs page. To be the first to hear about jobs like these, like our Facebook page. May you be working from home soon!

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